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You can make a difference not only in your own life, but in the lives of the people you care about by recognizing, rejecting and reporting fraud.This booklet in its printed, online and video editions is an important step in that direction. Navdeep Bains, Minister of Innovation, Science and Economic Development Fraud is a crime that threatens every Canadian, regardless of their education, age or income.However, we encourage you to first take a look at this week’s most popular articles from our other sites: Save Time and Money — Automate Your Finances: Follow these tips to automate your finances and begin saving big today.Prevent Identity Theft — Protect Yourself from Zero Day Attacks: Here’s what you need to know about zero day attacks to prevent identity theft from happening to you.The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster requires in order to obtain the large sum.If a victim makes the payment, the fraudster either invents a series of further fees for the victim, or simply disappears.Fraud costs Americans tens of billions of dollars a year, and the crimes keep getting more brazen and sophisticated. That’s why AARP created the Fraud Watch Network to empower you to protect yourself and your family from fraud and scams. Sophisticated sales techniques are just the trappings of these well-worn financial cons.

Informed and aware consumers are important players in an innovation economy.Visit the Bureau’s White-Collar Crime and Cyber Crime webpages for information on more fraud schemes.Your guide to protection against fraud First published by the Competition Bureau Canada 2012 Reproduced with permission from the Australian Competition and Consumer Commission Illustrations by Pat Campbell Except as otherwise specifically noted, the information in this publication may be reproduced, in part or in whole and by any means, without charge or further permission from the Competition Bureau provided due diligence is exercised in ensuring the accuracy of the information reproduced; that the Competition Bureau is identified as the source institution; and that the reproduction is not represented as an official version of the information reproduced, nor as having been made in affiliation with, or with the endorsement of the Competition Bureau.ONE IN 10 AMERICANS will fall prey to phone scams this year, and millions more will be ripped off online or in person. Watch out for these common scams and keep your identity safe.Older Americans are prime targets for scam artists. To help, the Bulletin assembled an all-star antifraud team to reveal the top scams of 2017 and tell you how to defend your home, investments and identity, and how to be safer when you shop or travel. By Kevin Mitnick, hacking expert and author of The Art of Invisibility. By Sid Kirchheimer, anti-fraud crusader and author of AARP Bulletin's Scam Alert column.

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There are many variations on this type of scam, including the 419 scam, the Spanish Prisoner scam, the black money scam, Fifo's Fraud and the Detroit-Buffalo scam.

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